For importers in Chile
Pay today. Your supplier gets it tomorrow.
Send payments from Chile to your overseas suppliers. Know the full cost before you transfer and follow the payment until it lands.
Santiago
CLP 40,170,898
CLP
Your supplier
US$ 42,000
USD
New payment
Invoice 2026-0184
- Order confirmed09:12
- Transfer received11:40
- Sent11:58
- Credited to supplierEstimated tomorrow
Receipt
View of the platform with sample data. It does not correspond to real transactions.
- We act on your behalf: you instruct, we execute.
- You pay by bank transfer, in Chilean pesos.
- The total cost, in plain view before you confirm.
- SendFlow: registration with the CMF's Registry of Financial Service Providers in progress.
What it costs
The full cost, before you send a single peso.
The exchange rate and our fee, listed separately and in plain view. The quote lasts 60 seconds and never recalculates silently.
Get a quote
What you owe your supplier.
Cost breakdown
- Amount to send
- —
- Exchange rate applied
- —
- Amount in Chilean pesos
- —
- SendFlow fee (1.5%)
- —
By bank transfer in Chilean pesos.
Your supplier receives
—
Subject to banking hours, the 2:00 p.m. Chile cut-off and document validation. Does not account for holidays in the destination country.
LATAM
You transfer in Chilean pesos
Your supplier
Receives in their currency
The problem today
Paying abroad from Chile is still slow, expensive and blind.
3 to 5 business days
A SWIFT transfer passes through correspondent banks you neither control nor can hurry along. Your supplier won't release the shipment until they see the money credited.
Costs that show up later
The FX spread doesn't appear on your statement. Between the transfer fee, the correspondent's charge and the bank's exchange rate, you learn the real cost once you've already paid.
A new procedure every time
Paper forms, branch visits and an account manager who replies when they can. What should be a transfer turns into an errand.
Where your transfer goes today
Your bank in Chile
Leaves the same day if you make the cut-off
Correspondent in the U.S.
+1 to 2 business days
Correspondent at destination
+1 to 2 business days
Your supplier's bank
+1 to 3 business days
Every stop takes its cut and none of them answers to you.
Meanwhile, the Chilean importer loses ground against buyers who pay in hours.
The difference
Two ways to pay the same invoice.
A traditional bank
Until your supplier is paid
- Total cost known before paying: no
- Transfer status online: no
- Documents once, not per transaction: no
Until your supplier is paid
- Total cost known before paying: sí
- Transfer status online: sí
- Documents once, not per transaction: sí
Timeframes depend on banking hours, the daily cut-off and document validation. The reference bank cost is an estimate; see the breakdown in the quote tool.
How it works
Three steps. We do the rest.
You get a quote
You enter the amount and the currency your supplier receives. You see the total cost and the estimated arrival before committing to anything. Verifying your company happens once, at the start.
You transfer
You pay in Chilean pesos into the account we give you when you confirm the order, along with your supplier's invoice. Only then does the operation begin: the pesos enter through a regulated on-ramp, are converted into a stablecoin —a digital currency that is always worth one dollar— and travel over Stellar, an international payments network.
You follow the payment
You watch it move until a local regulated entity pays your supplier by local transfer, in dollars or in their own currency, and the shipment is released. You keep the receipt with the amount, the exchange rate applied and the costs broken down, for your accounting and for the SII (Chile's tax authority).
You instruct the payment. We execute it on your behalf.
Your dashboard
Once your account is approved, this is what you see.
A payment is set up in three fields and followed end to end. No calling an account manager to ask where it is.
| Payment | Amount | |
|---|---|---|
| Invoice 2026-0184Payment to supplierCredited | US$42,000 | Credited |
| Invoice 2026-0183Payment to supplierOn its way | US$12,500 | On its way |
| Invoice 2026-0182Payment to supplierAwaiting your transfer | US$8,900 | Awaiting your transfer |
Tracking
Invoice 2026-0183
Order confirmed
Today, 09:12
Transfer received
Today, 11:40
Sent
Today, 11:58
Credited to supplier
Estimated tomorrow
View of the platform with sample data. It does not correspond to real transactions.
You set up the payment in three fields
Supplier, amount and invoice. The bank details are saved from last time.
You follow every stage
From the moment you confirm until it's credited, with the timestamp of each step.
You download the receipt
With the exchange rate applied and the costs line by line, for your accounting and for the SII.
Coverage
The rail is global. The corridors open one at a time.
The infrastructure that moves the payment is the same for any destination. What changes in each country is the regulated partner that delivers the funds, and that gets enabled corridor by corridor.
Live
Asia
With delivery in local currency or in US dollars.
Next markets
United States · Europe · Latin America
They open according to our clients' demand.
Paying a supplier somewhere else? Write to us and we'll look into it.
Compliance
Four things worth knowing before you transact.
We intermediate your payment order.
We receive your instruction and execute the operation on your behalf: we quote, convert and settle at destination. You decide the amount and the currency; we cover the route.
Our regulatory standing, no spin.
SendFlow is registering under the financial instrument intermediation category of the Fintech Act, within the proportional regime of Block 1 (CMF's NCG N°502). As of today: registration with the CMF's Registry of Financial Service Providers in progress. Registration alone does not authorize us to operate: express authorization from the CMF is also required, and we don't have it yet. We do not say the CMF supervises us.
We verify before the first transfer.
Identity, company ownership and source of funds. It's a legal requirement, and it's what keeps the payment from getting stuck halfway.
Every transaction is documented.
One receipt per transfer with the exchange rate applied and the costs line by line. It works as supporting evidence for the cost of goods.
The context
Thousands of Chilean companies depend on international payments.
US$199,667M
Chile's trade volume in 2025
+8.9% versus 2024
~40%
Of Chilean exports go to China
It was 14% in 2007
US$6,988M
Annual transfers from Chilean MSMEs to China
8,767
Exporting SMEs in Chile in 2025
Source: SUBREI, Chile Foreign Trade Report 2025; Library of the National Congress of Chile.
FAQ
What people ask us before sending the first payment.
Is this legal in Chile?
Yes. Paying a foreign supplier for imports is an ordinary foreign exchange transaction, regulated by the Banco Central de Chile (the central bank). SendFlow doesn’t change that nature: it intermediates your payment order and executes it relying on regulated entities at each leg.
On our own regulatory standing: registration with the CMF's Registry of Financial Service Providers in progress.
What if my supplier doesn't get the money?
Every transfer has a receipt with the details of the transaction. If the payment isn’t credited, it’s traced against that receipt and returned to your originating account, less the costs already incurred.
The most common cause is a mistyped bank detail. That’s why the beneficiary is validated before sending, not after.
Do I need to know about cryptocurrencies?
No. You transfer Chilean pesos from your bank account and your supplier receives dollars or renminbi in theirs. You don’t buy, you don’t sell, and you don’t have to open a wallet.
The technology of the middle leg is our business, the same way you don’t need to know how SWIFT works to use your bank.
What's the total cost?
The exchange rate applied plus SendFlow’s fee. There are no correspondent charges and no fees that show up later.
The quote tool above shows the two lines separately and the total in Chilean pesos before you confirm anything.
Are there minimum and maximum amounts?
The minimum per transaction is US$1,000 and the maximum is US$200,000.
If you need to move more in one go, write to us: it can be arranged, but it requires prior review.
What documents do I need?
To open the account: the SII e-RUT (tax ID certificate), the company’s incorporation deed or bylaws, the legal representative’s ID card (front and back), current powers of attorney and a declaration of the source of funds.
For each transfer: the supplier’s invoice or proforma with their bank details.
Company documents are uploaded once.
How do I declare this to the SII?
The same as any payment abroad for imports. Every transfer leaves a receipt with the amount in Chilean pesos, the exchange rate applied, the costs broken down and the date — which is what your accountant needs for the books and to support the cost of goods.
SendFlow doesn’t replace your accountant and doesn’t file returns for you.
What if the exchange rate moves?
The quote lives for 60 seconds and the countdown is in plain view. When it expires, the quote tool stops and asks you to refresh it: it never recalculates silently.
The final value is the one at the moment the conversion is executed. If the market moves between your transfer and execution, the difference is reflected in the receipt.
Quote your next payment and open your account.
Verifying the company happens once. Once your account is approved, platform access arrives by email, with the onboarding for your first payment.
Create account