About us
Paying the world should cost what it says it costs.
SendFlow exists for one thing: so Chilean importing SMEs can pay their overseas suppliers with the full cost in plain view, in hours instead of days, and with every peso accounted for.
Why we exist
Chile buys from the world, and the SMEs doing it pay their invoices with the same tool they had fifty years ago: a transfer that hops through correspondent banks, takes 3 to 5 business days, and whose real cost you learn once the money has already left the account.
While the money travels, the supplier doesn't ship. Every day in banking transit is a day of warehouse sitting still, of port fees paid, or of a production line waiting. That cost shows up on no statement, and the importer always pays it.
SendFlow exists to close that gap: we receive your payment instruction and execute it on your behalf, with the exchange rate and the fee listed separately before you confirm, and with the payment visible end to end.
Three things we won't compromise on
The full cost, up front
Exchange rate and fee listed separately, in plain view, before you confirm. A cost you can't see is a cost you can't negotiate — and we're not going to be the ones hiding it from you.
Compliance is the product
We verify companies, identify beneficial owners and require declaring the source of funds because the law says so and because that's how you move money seriously. The provider who asks you for nothing is the one you should worry about.
We speak plainly
You verify your company; you don't 'complete a KYC flow'. Errors tell you what happened and how to fix it. If something is pending or an estimate, we say so outright — including our own regulatory standing.
Where we stand
Our regulatory standing, no spin.
SendFlow is registering under the financial instrument intermediation category of the Fintech Act (N°21.521), within the proportional regime of Block 1 of the CMF's NCG N°502. As of today: registration with the CMF's Registry of Financial Service Providers in progress.
Registration alone does not authorize us to operate: express authorization from the CMF is also required, and we don't have it yet. We don't say the CMF supervises us, because saying that wouldn't be right.
The platform
This is what a payment looks like from the inside.
Set up the order, follow it until it lands, download the record. That journey is the product, and it explains itself.
Santiago
CLP 40,170,898
CLP
Your supplier
US$ 42,000
USD
New payment
Invoice 2026-0184
- Order confirmed09:12
- Transfer received11:40
- Sent11:58
- Credited to supplierEstimated tomorrow
Receipt
View of the platform with sample data. It does not correspond to real transactions.
The context
Thousands of Chilean companies depend on international payments.
US$199,667M
Chile's trade volume in 2025
+8.9% versus 2024
~40%
Of Chilean exports go to China
It was 14% in 2007
US$6,988M
Annual transfers from Chilean MSMEs to China
8,767
Exporting SMEs in Chile in 2025
Source: SUBREI, Chile Foreign Trade Report 2025; Library of the National Congress of Chile.
The team
Edkar Oehrens
Co-Founder & CEO
Auditor, MFA
Strategy · Business · Vision
LinkedIn
Jorge Klaric
Co-Founder & CGO
Commercial Engineer, MBA
Growth · Marketing · Customer Experience
LinkedIn
Jorge Oehrens · Full Stack Development · LinkedIn
Builds and maintains the SendFlow platform.
Finlaw · Legal
Legal counsel specialized in fintech and financial regulation.
Let's work together.
If you import and want to pay better, get a quote for your next transfer. If you'd rather talk to us, write.
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