Verification
Verify your company once.
Before moving a single peso, Chilean law requires us to know who you are — that's Law N°19.913, and it applies to any serious financial service. Here's everything we'll ask for, so you arrive with your folder ready and settle it in one go.
Create account and verifyWhat to have on hand
The list depends on how you operate. Gather the files before you start: that's the difference between a one-sitting process and one interrupted halfway through.
If you operate as a company
Company e-RUT (tax ID certificate)
The company extract or the SII certificate of start of activities.
Articles of incorporation and bylaws
The notarized deed and any amendments from the last 10 years.
Certificate of good standing
Issued by the Registro de Empresas y Sociedades (Chile's companies registry), up to date.
Legal representative's ID card — front
Valid and with a legible photo. If they use a passport, the data page.
Legal representative's ID card — back
The back of the card. If they use a passport, the data page again.
Proof of signing authority
The document showing they can sign on behalf of the company.
ID card of each beneficial owner
For people holding 10% or more of the capital. You can upload a single PDF with all of them.
If you operate in your own name
National ID card — front
Valid and with a legible photo. If you use a passport, the data page.
National ID card — back
The back of the card. If you use a passport, upload the data page again.
Proof of address
An electricity, water or gas bill, or a bank statement from the last 3 months.
Step by step
Everything happens in the browser, in a single session. If you operate in your own name, the beneficial owners step doesn't apply.
Client type
You choose whether you'll operate as a company or as an individual. The documents we ask for depend on this.
Identification
You enter the company RUT and we verify it online against the SII (Chile's tax authority): the legal name and line of business fill themselves in. You check that everything matches and add your contact details.
Beneficial owners
People holding 10% or more of the capital, with name, RUT and ownership share. Identifying them is a direct requirement of UAF regulation, not something we made up.
Documents
You upload the files from the list above. They're validated by their real type, not by extension: a PDF has to be a PDF.
Declarations
You read and accept four sworn declarations. They carry your name, your RUT and your line of business inside — read them properly, because confirming them has legal effect.
Confirmation and outcome
You confirm your declarations and the case resolves in plain view: approved, sent to a person for review, or rejected with the reason explained. Once your account is approved, platform access arrives by email, with the onboarding for your first payment.
What you're about to declare
Four sworn declarations. Here's the summary of each; the full text, with your details, you read inside the process before accepting.
Declaration of Source of Funds
You declare that the money you're sending comes from your business and is declared to the SII.
Declaration of Non-Politically Exposed Person (PEP)
You declare that neither you nor the company's owners hold prominent public office.
Declaration of Truthfulness of Information
You declare that everything you submitted is true and undertake to tell us if anything changes.
Acceptance of Privacy and Data Processing Policies
You authorize SendFlow to use your data to operate and to respond to the CMF, the UAF and the SII.
What gets checked
Verification covers these checks on the client, their beneficial owners and the transaction:
Poder Judicial (Chilean judiciary)
Civil and criminal proceedings linked to the RUT.
During assessment
Servicio de Impuestos Internos (SII, Chile's tax authority)
Tax standing, start of activities and declared line of business.
Online
Tesorería General de la República (Chile's treasury)
Outstanding tax debt and payment agreements.
During assessment
International lists
Sanctions, restrictive lists and PEP status.
During assessment
Supplier risk in Asia
Existence, age and background of the destination company.
During assessment
Chapi
PEP status, international sanctions, court proceedings and SII findings, by RUT.
Online
The SII check runs online at the moment of verification. The remaining checks are completed during the assessment of the case, before the account is enabled.
The three possible outcomes
The system doesn't approve everything on its own. Cases with signals — high amounts, a politically exposed person in the structure, a finding in the checks — are resolved by a person, not an algorithm.
Verification approved
The background check returned no findings and the transaction profile stays under standard monitoring.
Your account goes to review
Given the amount and the profile of the transaction, your case requires enhanced due diligence. That means a person approves it, not the system.
We can't open your account
The background check returned a match on international restrictive lists. By law we cannot operate while that match stands.
What you unlock
With the account approved, this is what you see.
A payment is set up in three fields, followed end to end, and leaves its receipt for the SII. Verification is the door into this screen.
Santiago
CLP 40,170,898
CLP
Your supplier
US$ 42,000
USD
New payment
Invoice 2026-0184
- Order confirmed09:12
- Transfer received11:40
- Sent11:58
- Credited to supplierEstimated tomorrow
Receipt
View of the platform with sample data. It does not correspond to real transactions.
You do it once. After that, every payment is three fields.
Once verification is approved, platform access arrives by email. From there, paying means setting up the order, transferring in Chilean pesos, and following the payment until it lands.
Create account and verify